Online Help-Click here

Marketing and communication tools for financial professionals
 

Long Term Care

Liberty Long Term Care Articles


Assessing Long-Term Care Needs 

Assessing Long-Term Care Needs

Article Description:

Is it mild memory loss due to the aging process or the early onset of dementia? Initially, cognitive changes can be subtle and challenging to diagnose. As a result, it can be difficult to decide if a loved one is able to continue living independently or if it’s time to seek assistance through in-home care or a long-term care facility.

 $19.95



Assisted Living: A Welcome Alternative for Long-Term Care 

Assisted Living: A Welcome Alternative for Long-Term Care

Article Description:

There are far more options available for individuals in need of long-term care today than the nursing home of yesteryear. Assisted living facilities (ALFs), which are designed to provide privacy and autonomy, along with a sense of community, have grown in response to our rapidly increasing senior population. Both residents and staff of these facilities emphasize the “living� in assisted living.

 $19.95



Baby Boomers: Preparing for the “Golden Years” 

Baby Boomers: Preparing for the “Golden Years”

Article Description:

If you’re a Baby Boomer, you’re nearing the next phase of your life: retirement. America’s largest generation is redefining the “golden years” by modifying the old standard of rest and relaxation. When free from the daily nine-to-five routine, many Boomers plan to pursue an active lifestyle that may include part-time work, volunteerism, and travel adventures. However, with ongoing family responsibilities and the potential need for long-term care funding, will their future be as bright as their past?

 $19.95



Choosing an Assisted Living Facility 

Choosing an Assisted Living Facility

Article Description:

When an individual can no longer live independently, but does not require around-the-clock care, an assisted living facility can often meet the need for assistance with activities of daily living (ADLs)—personal care, bathing, meal preparation, housekeeping, and transportation. The care services, plus the security of living with others in a supervised setting, offer a viable long-term care alternative for many older Americans.

 $19.95



How to Evaluate a Home Health Care Agency 

How to Evaluate a Home Health Care Agency

Article Description:

Being cared for at home is an ideal situation for many elderly patients who need assistance with the activities of daily living (ADLs). Remaining in a familiar environment, surrounded by the comforts of home, may provide psychological benefits that aid healing and promote longevity. The demand for home health aides is growing dramatically as the population ages. Not surprisingly, so is the number of agencies supplying personnel. Now, more than ever, it’s critical to compare the services of competing agencies, as well as evaluate the cost and quality of the care they provide.

 $19.95



Long-Term Care Considerations for Women 

Long-Term Care Considerations for Women

Article Description:

Today, as our longevity has increased overall by 20 years, women generally are expected to live five years longer than men. A newborn girl today has a life expectancy of approximately 80.4 years, compared to almost 75 years for a newborn boy, according to the most recent data compiled by the National Center for Health Statistics. A similar disparity in today’s aging population is also reflected in the 2010 U.S. Census Bureau data: Women represent 57% of the population age 65 and older, and 67% of the population age 85 and older.

 $19.95



Long-Term Care: The Financial Building Blocks 

Long-Term Care: The Financial Building Blocks

Article Description:

Many of the Baby Boom generation are currently in their peak earning years and are actively saving for retirement. For them, preparing for the possibility of long-term care has become an increasingly important aspect of building financial security.

 $19.95