Personalization made easy!Providing your clients, prospects and centers of influence with personalized newsletters, brochures, booklets, bio-cards, and tax planning guides is the easiest way to build your name recognition and loyalty. Liberty Publishing has taken personalization to a high level. For example; choose any personalized newsletter below and see what it looks like with your own specific contact information, photo, and logo. We will help you build a great image! Click on a product category below to begin. Press Esc, click the background, or hit [X] to exit 
John Q. Public
Senior Financial Analyst CPA, ChFC The quickest way to provide new prospects and centers of influence with your background and qualifications is with Liberty’s Bio/Business Cards. Tell prospects exactly how your expertise can benefit them, their business, and their family. Use your Bio Cards to prospect whenever you’re engaged in conversation at meetings or events. They are impressive and illustrate your competence and experience. Liberty can match your current business card, logo, and contact information, as well as necessary disclosures. BONUS: Put your website QR code on the back at no charge. Suggested Sample Bio Card Format: 150 – 200 words Mr./Mrs. Public is dedicated to providing financial solutions to clients and their families (insert as concisely as possible your mission). He/She believes in the team approach and works closely with a client’s attorney, CPA, and banker as well as involved family members. John belongs to (insert professional associations). He/She also works within (insert the community/city) and volunteers his/her time for the following: (insert charities/organizations). (Disclosure Here) John Q. PublicSenior Financial Analyst CPA, ChFC 85 Sam Fonzo Dr. Beverly, Massachusetts 01915 800-722-7270 800-555-7272 JPublic@LibertyInk.com www.libertyink.com Press Esc, click the background, or hit [X] to exitJohn Q. Public 85 Sam Fonzo Dr.Beverly, Massachusetts 01915 800-722-7270 800-555-7272 JPublic@LibertyInk.com www.libertyink.com (Disclosure Here) Copyright 2014, entire contents—no reproduction without written permission. Be advised that any tax advice contained in this publication was not intended or written to be used, and cannot be used, for the purpose of avoiding tax-related penalties, or for promoting, marketing, or recommending to another party an tax-related matters addressed herein. This publication is designed to provide accurate and authoritative information and is distributed with the understanding that legal, tax, accounting, and financial planning issues have been checked with resources believed to be reliable. Some material may be affected by changes in law or in the interpretation of such laws. Do not use the information in this guide in place of personalized professional assistance. Press Esc, click the background, or hit [X] to exitJohn Q. Public Senior Financial Analyst CPA, ChFC 85 Sam Fonzo Dr. Beverly, Massachusetts 01915 800-722-7270 800-555-7272 JPublic@LibertyInk.com (Disclosure Here) Copyright 2014 Liberty Publishing Inc., Beverly MA 01915
Press Esc, click the background, or hit [X] to exitSEPs: Retirement Plans
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SEPs: | |
retirement plans for small businesses |
in today’s tight job market, employers large and small are in competition to attract and retain top employees with robust employee benefit packages. Many larger businesses find the best approach to meeting their employees’ retirement saving needs is a “qualified” pension or profit-sharing plan. Qualified plans provide an array of features that help employers achieve a range of objectives. However, these plans also involve reporting and recordkeeping requirements, along with administrative expenses.
On the other hand, many smaller businesses don’t need every feature offered by a qualified plan. The most appropriate plan for these employers may be one that delivers an attractive benefit with minimal administration and expense. In addition, if employees would like to defer income,
the SIMPLE IRA may be a cost-effective
solution. Other smaller companies may
want to consider the Simplified
Employee Pension (SEP), an equally
effective option.
Is a SEP Right for You?
In 1978, Congress created SEPs as an alternative to traditional retirement plans. Rather than setting up a profit-sharing or money purchase plan with a trust, employers can establish a SEP and make contributions directly to a traditional Individual Retirement Account (IRA) set up for each eligible employee. SEPs provide similar advantages to profit-sharing plans, but since the employee controls the IRA, the employer is not responsible for detailed recordkeeping and reporting.
While SEPs are usually most appropriate for smaller employers, any business (including C corporations, S corporations, partnerships, and sole proprietorships) can establish a SEP. Unlike a qualified pension or profit-sharing plan, which must be established no later than the last day of the plan year, an employer can establish a SEP plan up until the company’s tax filing deadline, including extensions.
Establishing a SEP is relatively straightforward. In most cases, the employer completes an IRS Form 5305-SEP, which is used to set the age and service requirements for plan participation, along with the formula for allocating contributions. Once completed, a copy of this document, in addition to other SEP information, is given to each eligible employee to satisfy legal disclosure requirements.
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Senior Financial Analyst CPA, ChFC
Liberty Publishing Ink
85 Sam Fonzo Dr.
Beverly, Massachusetts 01915
800-722-7270
800-555-7272
JPublic@LibertyInk.com
www.libertyink.com
(Disclosure Here)